Pick A Payment Program

Interest Rate Starting At 1.25%
The Power Option Mortgage Loan (Pick A Payment)

This dynamic mortgage product offers our clients the opportunity and flexibility to strategically manage their cash flow by offering four monthly mortgage home loan payment options. As you know, traditional mortgages such as a 15, or 30 year fixed rate mortgages, offer a single payment choice that consists of principal plus interest. With The Power Option Mortgage Loan you have the option to select the payment method that best suits your financial situation every month. Thus, it gives you control over your monthly mortgage loan payment.
Interest Rate 1.25% - Pick A Payment Every Month

Example: $400,000 loan amount - Pick A Payment Program
Each and every month you will be given these same four choices to pick from.

Payment Program:


Choice #1- $1333 (1.25% ARM/Adjustable)

Choice #2- $1,557 (4.67% interest only payment)

Choice #3- $2,067 (4.67% pays down principal just as a 30 year mortgage does)

Choice #4- $3,095 (4.67% pays down principal just as a 15 year mortgage does)

*Rates and APR subject to change because interest rates/APR and loan terms can and do change daily.