Mortgage Solutions - Unified Funding Group

No Income / No Doc Loan

You receive lower interest rate when you provide your lender employment, income, and credit history. However, quite a few buyers prefer not to offer documentation, and willingly opt for a higher interest rate. Yet, many of these homebuyers have good income, or savings, and a good credit history. NINA (No Income/No Doc) program often attract homebuyers who are willing to pay a premium for privacy, or ease. Also, home owners with higher equity in house are likely to get qualified for this program. Usually people who have fluctuating income from owning their own business tend to select this program.

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